LPS HomeEquity
The Only HELOC/Seconds
Information Tool
LPS HomeEquity is the first and only information tool available to analyze
the performance of home-equity-line-of-credit and secondary mortgage portfolios
and benchmark them against the national market. An unparalleled resource, LPS
HomeEquity allows you to tap into a unique repository of data representing:
- More than $370 billion in outstanding balances
- Over eight million HELOC/Seconds lines and loans
- Six of the top HomeEquity lenders and servicers
- More than 80% of the outstanding HomeEquity loans
- The only loan-level aggregation of such mortgage data in the United States
LPS HomeEquity has the only database of its kind available to the industry.
Powerful Knowledge from
Powerful Data
The LPS HomeEquity application enables analysts and decision-makers to
perform the same kind of portfolio building, monitoring, and managing functions
as those used successfully by holders of traditional prime mortgage portfolios.
For example:
- Evaluating and benchmarking HELOC/Seconds portfolios
- Researching new product types and comparing pricing to the market
- Controlling servicing costs by monitoring early and late-stage delinquencies
- Gaining valuable input for developing risk-based pricing strategies
- Identifying high-risk and inappropriately priced segments
Wizard-Assisted Analysis,
Reporting
Utilization by Delinquency Status
By relating borrower utilization to delinquency, LPS HomeEquity helps banks estimate the collateral available to cover losses and foreclosures. |
Click to Enlarge |
LPS HomeEquity provides helpful wizards to assist in conducting complex analyses and generating reports based on them, including:
- Vintage analysis
- Analyzing servicing timelines
- Benchmarking against the market
- Utilization analysis by delinquency status
- Serious delinquent by FICO/CLTV vs. the market
- Viewing geographic distributions
- Product mix
LPS HomeEquity enhances discovery, analysis, and informed decision-making by enabling portfolios to be analyzed along 35 risk dimensions.
Web-Enabled
Access
LPS HomeEquity users access the system with a standard web browser (Internet
Explorer, Netscape, Firefox, others). Once logged into LPS HomeEquity, users
can:
- Access all HomeEquity market data
- Communicate between databases via intuitive interface
- Manage HomeEquity portfolios with online LPS software
- Mine and analyze data visually with graphs and maps
- Store analysis results securely online
Product Brochure
Identify yourself (name, company, email only) on the accompanying form and
download PDFs of the
HomeEquity product brochure (104KB).
For More Information
To learn more about LPS HomeEquity, please
email us or give us a call at the appropriate number for
your geographic area.
