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First American CoreLogic manages the largest, most comprehensive real estate, mortgage, and collateral databases in the United States—massive, secure, continuously-updated repositories that power a suite of category-leading information, analytics, and risk management products.
Used by more than 600,000 clients worldwide, these products provide originators, lenders, risk managers, marketers, secondary market investors, insurers, and other industry professionals the industry’s most effective tools for evaluating property, understanding the marketplace, managing risk, and detecting fraud.
(Note: LoanPerformance products are an important part of First American CoreLogic’s overall suite of products, although not included here).
First American CoreLogic Information Products help users:
First American CoreLogic Analytics Products help users:
RealQuest®
RealQuest is the most comprehensive property information database available on the Web, covering more than 95% of all real estate transactions in the U.S. Updated daily, with flexible search applications and address standardization logic, RealQuest locates individual properties by owner name, street address, or APN, and can be used to mine data for later analysis (more).
 
Realist®
Realist delivers multiple property search capabilities in an easy-to-use Web application, combining flexible search applications and address standardization logic to find properties quickly. With files updated daily, Realist locates properties by street address, owner name, or APN for single subjects or multiple properties for farming and marketing lists (more).
 
ListSource™
Achieve greater direct marketing results through our dynamic homeowner list solution. Updated daily, ListSource delivers the most current direct marketing lists available. From general homeowner data including loan type such as adjustable rate mortgage (ARM) loans and available equity to property characteristics and demographic data, ListSource is the premier list database for direct marketing professionals (more).
 
LeadsToLoans™
LeadsToLoans is a web-based source of mortgage prospecting leads with flexible search features to improve marketing campaign efficiency by enabling precise targeting. The nationwide coverage of its mortgage-prospect database contains more than 70 million borrowers with leads updated daily with cleansed and standardized data ready for immediate use (more).
 
MarketracWeb®
Fast and accurate, MarketracWeb utilizes a powerful database to provide publicly-recorded mortgage and deed transactions through a user-friendly website—ideal for tracking market activity and market share, planning sales territories and quotas, managing sales reps or branch office performance, and locating markets for expansion. Choose from dozens of report options for tracking lender, title, and geographic transaction volumes (more).
Vector™
Vector is the collateral valuation and risk management decisioning engine that revolutionizes the way lenders deploy AVMs. It simplifies the process of using AVMs by providing a configurable, intelligent, and secure platform that allows users to manage AVM use according to underwriting rules no matter how simple or complex they may be (more).
 
LoanSafe™
LoanSafe analyzes each loan’s collateral, borrower, and broker to determine if the transaction is sound or potentially likely to default. Using LoanSafe, lenders and investors can quickly identify questionable loans that will require additional resources to evaluate, allowing them to accelerate the processing of the vast majority of good-quality loans (more).
 
IncomePro™
With investment firms increasingly rejecting loans due to income misrepresentation, establishing the accuracy of borrower-stated income has become a crucial step in managing mortgage risk. IncomePro, the industry’s first real-time income validation tool, provides lenders a fast, effective way to gauge the truth of a borrower’s stated income (more).
 
HistoryPro™
HistoryPro, a collateral scoring tool, has moved collateral risk analysis to new levels of accuracy using a proprietary assessment engine that evaluates relationships between property characteristics, location factors, pricing, and appraisals—within the context of local market volatility, foreclosure rates, and other performance indicators (more).
 
HistoryPro Review™
With HistoryPro Review, users streamline the process of reviewing flagged loans by automating many steps in the review cycle and applying business rules and guidelines consistently across the entire company—reducing time spent on reviews, allowing greater numbers of loans to move through the production cycle, and significantly lowering review costs (more).
 
PreQualPro™
PreQualPro is an industry-first technology that quickly qualifies loan leads by analyzing a property’s collateral value against its value estimate, eliminating dependence on borrower-estimated value—typically based on self-serving assumptions—and helping determine accurately which deals have the highest probability of closing at the value provided (more).
 
IdentityPro™
To help stem the rising tide of identity fraud—including synthetic identities, fabricated credit histories, and falsified employment information—First American CoreLogic developed IdentityPro, a sophisticated fraud detection system that uses multiple data sources and complex behavioral analysis to reveal falsified borrower information at any stage of the loan process (more).
 
ThirdParty Scorecard™
ThirdParty Scorecard gives companies a way to protect against a shadowy area of collateral risk, that introduced by unscrupulous mortgage professionals who intentionally lower borrower qualification standards. Using proprietary data, this unique tool scores a broker’s loan quality historically in comparison to internal, local, and industry standards (more).
 
AVMSelect™
AVMSelect, the industry’s first cascading AVM tool, now features geo-preferencing, the dynamic, impartial ranking of all leading national AVMs in the order most likely to deliver accurate valuations in the property’s geographic area—helping to produce a hit rate of nearly 90 percent, which surpasses individual AVMs by at least 15 percent (more).
 
Warranted AVM™
Warranted AVM, incorporating HistoryPro fraud detection and AVMSelect valuations, provides comprehensive coverage for lender losses due to AVM overvaluation and secondary market rejection—also allowing loan processors to scrub existing loan pools and secure warranted collateral valuations for MBS, CMBS, and held portfolios (more).
To learn more about LoanPerformance, First American Real Estate Solutions, and CoreLogic, please send us an email or give us a call at (415) 536-3526.
 
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