The Only HELOC/Seconds Information Tool
TrueStandings HomeEquity is the first and only information tool available to analyze the performance of home-equity-line-of-credit and secondary mortgage portfolios and benchmark them against the national market. An unparalleled resource, TrueStandings HomeEquity allows you to tap into a unique repository of data representing:

• More than $370 billion in outstanding balances
• Over eight million HELOC/Seconds lines and loans
• Six of the top HomeEquity lenders and servicers
• More than 80% of the outstanding HomeEquity loans
• The only loan-level aggregation of such mortgage data in the United States

TrueStandings HomeEquity has the only database of its kind available to the industry.

Powerful Knowledge from Powerful Data
The TrueStandings HomeEquity application enables analysts and decision-makers to perform the same kind of portfolio building, monitoring, and managing functions as those used successfully by holders of traditional prime mortgage portfolios. For example:

• Evaluating and benchmarking HELOC/Seconds portfolios
• Researching new product types and comparing pricing to the market
• Controlling servicing costs by monitoring early and late-stage delinquencies
• Gaining valuable input for developing risk-based pricing strategies
• Identifying high-risk and inappropriately priced segments

Wizard-Assisted Analysis, Reporting
Utilization by Delinquency Status

By relating borrower utilization to delinquency, TrueStandings HomeEquity helps banks estimate the collateral available to cover losses and foreclosures.

Click to Enlarge

TrueStandings HomeEquity provides helpful wizards to assist in conducting complex analyses and generating reports based on them, including:

• Vintage analysis
• Analyzing servicing timelines
• Benchmarking against the market
• Utilization analysis by delinquency status
• Serious delinquent by FICO/CLTV vs. the market
• Viewing geographic distributions
• Product mix

TrueStandings HomeEquity enhances discovery, analysis, and informed decision-making by enabling portfolios to be analyzed along 35 risk dimensions.

Web-Enabled Access
TrueStandings HomeEquity users access the system with a standard web browser (Internet Explorer, Netscape, Firefox, others). Once logged into TrueStandings HomeEquity, users can:

• Access all HomeEquity market data
• Communicate between databases via intuitive interface
• Manage HomeEquity portfolios with online TrueStandings software
• Mine and analyze data visually with graphs and maps
• Store analysis results securely online

Product Brochure
Identify yourself on the accompanying form and download PDFs of the HomeEquity product brochure (104KB).

For More Information
To learn more about TrueStandings HomeEquity, please email us or give us a call at the appropriate number for your geographic area.